If you have a pension which is deducted automatically, enter the percentage rate at which this is deducted and choose the type of pension into which you are contributing. Pension contributions are estimates, click to learn more about pension contributions on The Salary calculator.

New! If your main residence is in Scotland, tick the "Resident in Scotland" box. This will apply the Scottish rates of income tax.

The furlough scheme was due to be replaced by the Job Support Scheme in November 2020, but the furlough scheme has been extended and the Job Support Scheme may be introduced later in the year. This scheme offers support to employers who bring their staff back to work gradually.

If you have other deductions which are taken out of your pay each month, enter them into the fields provided. Some deductions are made before tax (such as charitable giving or Give As You Earn), others are taken after tax (including Gift Aid contributions, where the charity receives the tax relief from the government).

For most people, 52 weeks in the year is sufficient, but some employers use the more accurate 52.14. This only affects hourly rate and overtime calculations.

As well as your own National Insurance contributions, your employer pays National Insurance to HMRC but this is not deducted from your take-home pay.

You may not pay National Insurance Contributions, for example if you are over State Pension Age. If this applies to you, tick the "No NI" box.

As most employers do not include bonus payments in the calculation of pension deductions, the calculator also makes no changes to pensions in a bonus period.

If you know your tax code, enter it here to get a more accurate calculation of the tax you will pay. If you are unsure of your tax code, just leave it blank and the default will be applied.

If you receive childcare vouchers as part of a salary sacrifice scheme, enter the monthly value of the vouchers that you receive into the box provided.

If your pension is not auto-enrolment, you can choose whether your contribution is based on your whole gross salary, or your "Qualifying Earnings", which is the amount you earn between the auto-enrolment thresholds described in the previous paragraph. If your overtime payments or bonuses are subject to pension contributions, tick these boxes (these apply automatically to auto-enrolment pensions).

Choose the type of pension that you have, either an auto-enrolment employer pension, an other (non-auto-enrolment) employer pension, a salary sacrifice scheme, or a personal pension. For auto-enrolment pensions, the percentage contribution field only applies to your earnings between the lower and upper thresholds (£6,240 to £50,270), not your whole income.

When you're done, click on the "Calculate!" button, and the table on the right will display the information you requested from the tax calculator. You'll be able to see the gross salary, taxable amount, tax, national insurance and student loan repayments on annual, monthly, weekly and daily bases.

If you do not know the percentage that you contribute, you can instead choose to enter the amount, in pounds and pence, that you contribute from each payslip.

You are classed as living in Scotland if that is where your main residence is. More information is available here and here.

Want to know more about why your salary is different with the new tax year? Use the 2024 and 2023 Comparison Calculator to see where the differences originate:

Your employer might provide you with employment benefits, such as a company car or private healthcare, known as "benefits in kind". You pay tax on the value of these benefits, but not National Insurance. If your tax code is used to collect the extra tax, you do not need to enter your benefits here.

If you take part in such a scheme, enter the amount you sacrifice into the box (choose NI only or tax exempt according to your scheme) and choose whether this is on a yearly, monthly or weekly basis.

If you receive Childcare vouchers as part of a salary sacrifice scheme, enter the value of the vouchers you receive each month into the field provided. If you signed up for the voucher scheme before 6th April 2011, tick the box - this affects the amount of tax relief you are due.

If you do receive such benefits, enter the value of the benefits into the box and choose whether this is on a yearly, monthly or weekly basis.

If you receive cash allowances, like a car allowance or mobile phone allowance, and this is also included in your pensionable pay, tick the "Include cash allowances" box.

You might agree with your employer to contractually reduce your salary by a certain amount, in exchange for some non-cash benefits. From April 2017, most schemes will only save National Insurance on the value of those benefits.

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Do you have any other deductions, either before tax (Give As You Earn) or after tax (like Gift Aid qualifying contributions)?

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There are several methods for repaying student loans, and more than one may apply to you. If you started your undergraduate course before 1st September 2012, or you lived in Northern Ireland, your loan will be repaid under "Plan 1". If your course started on or after 1st September 2012 and you lived in England or Wales, you will repay your loan through Plan 2. From April 2021, choose Plan 4 if you lived in Scotland (even if you took out your loan before 2021). Loans for postgraduate study are repaid through the Postgraduate Loan plan. Tick the relevant box(es) to see the deductions.

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You can now choose the tax year that you wish to calculate. By default, the 2024 / 25 tax year is applied but if you wish to see salary calculations for other years, choose from the drop-down.

New! There are now three repayment methods for Student Loans, which are known as Plan 1, Plan 2 and Postgraduate Loans. If you are repaying a student loan for a course which started before 1st September 2012, tick "Plan 1", if you are repaying a student loan for a course which started on or after 1st September 2012, tick "Plan 2". If you are repaying a loan for a postgraduate course, tick "Postgraduate".

On 22nd November 2023 Jeremy Hunt announced that National Insurance contributions made by employees would be reduced. The standard rate of NI will change from the current 12% to 10% from 6th January 2024.

Select your age range from the options displayed. If you are married, tick the "Married" box. Similarly, tick the "Blind" box if you are blind.

Those who are registered blind are entitled to an increased personal allowance which reduces the amount of tax you pay. Tick the "Blind" box if this applies to you.

This is based on Income Tax, National Insurance and Student Loan information from April 2024. More information on tax rates here.

Alternatively, your employer might provide you with a cash allowance (such as a car allowance) which increases your take-home pay. Both income tax and National Insurance are due on such allowances.

If you are being awarded a bonus by your employer, enter the £ value of this bonus and choose your normal pay period. This is treated as a one-off payment in a single pay period.

If you contribute to a pension scheme by having a percentage of your salary deducted by your employer, enter the percentage into the "Pension contribution" field.

As long as you work 20% or more of your full-time hours, your employer will pay an extra 5% of the remainder of your pay, and the government will pay 61.67% of the remainder as well. The government contribution is capped at £1541.75 per month.

For some people, although the amount they are getting paid has been reduced, their pension contributions are still calculated on their full salary. If this applies to you, tick this box and the calculator will use your full salary to work out the pension contributions to apply.

If you know your tax code, enter it into the tax code box for a more accurate take-home pay calculation. If you are unsure of your tax code just leave it blank and the default code will be applied.

Instead of the usual columns in the results table, you will see your yearly totals and a comparison of your bonus period with a normal period.

From April 2017 If you live in Scotland, income tax is calculated differently than if you live in the rest of the UK. The rates and thresholds are set by the Scottish Government.

During the Coronavirus outbreak, the government have said that they will subsidise employers' costs to pay staff who are not working and are instead placed on "furlough". The government subsidy is limited to 80% of the employee's salary, or £2,500 per month, whichever is the lower. To make sure this cap is applied to your calculations, tick the box.

Just for your information, you can also see the amount of National Insurance your employer is paying - this is not deducted from your salary so does not affect your take-home pay.

If you are married and were born before 6th April 1938, you receive a tax rebate. Tick the "Married" box to apply this rebate to calculations - otherwise leave the box clear.

Prior to 2016, your age affected your tax-free personal allowance. Since 2016, all ages have received the same personal allowance, so this option only applies if choosing earlier tax years.

Find out the benefit of that overtime! Enter the number of hours, and the rate at which you will get paid. For example, for 5 hours a month at time and a half, enter 5 @ 1.5. There are two options in case you have two different overtime rates. To keep the calculations simple, overtime rates are based on a normal week of 37.5 hours.